BECS direct debit in Australia

Please note that BECS will not appear for supporters outside of Australia or who wish to donate in a currency other than AUD.

Payment processor fees on BECS donations are 1% + 0.30 AUD with a 3.50 AUD cap. The fee is 2.50 AUD for failures and disputes.

In order for BECS to work in Fundraise Up, it must first be enabled in Stripe.

1. Go to your Stripe dashboard.
2. Click the gear icon in the top-right corner of the screen and click Settings.
3. In the Payments section, select Payment methods.
4. Locate BECS Direct Debit and click Turn on.

Stripe has a series of emails to assist with account verification and payment confirmation, which are unnecessary if you're using our BECS solution as we allow you to customize versions of those emails from Fundraise Up. If you don’t disable the Stripe BECS email set, supporters will receive two sets of emails that will contain differing content.

Take the following steps to disable Stripe's BECS debit emails.

1. Go to your Stripe dashboard.
2. Click the gear icon in the top-right corner of the screen and click Settings.
3. Scroll down to Business settings and, in the Your business block, click Emails.
4. In the Customer emails section, toggle off Send BECS Australia mandate and debit initiation emails.

If your Fundraise Up account is connected to an Australian Stripe account, the Payment Options screen will provide options for the enabling of BECS. You can enable BECS by following these steps:

1. Go to the Fundraise Up Dashboard.
2. Click your name in the top right, and choose Settings from the dropdown menu.
3. Click Payment methods in the left-hand menu.
4. Click on to BECS (Australian Direct Debit).
5. Confirm that you've done the following, as instructed on the setup screen and as covered above:
   • enabled BECS within Stripe
   • disabled Stripe's default BECS emails
6. Click the Enable BECS button. Supporters with Australian bank accounts will now be able to donate directly from those bank accounts in your Fundraise Up Checkout forms.

When a supporter gets to the Payment Options screen of the Checkout form, as long as their donation is 2 AUD or higher (which most recurring donations will be, as the default minimum amount is 5 AUD), they'll see a Direct Debit button.

If they click the button to pay via BECS, they'll be taken to a screen where they can provide their BSB Number and Account Number, as in the following example screen taken from a Checkout modal.

The Checkout experience is mirrored in the Virtual Terminal; for donations made in AUD, you can select BECS Direct Debit as the payment method and provide the supporter's BSB Number and Account Number to process their donation via BECS.

When supporters make BECS donations, they will receive emails from Fundraise Up. These emails can be managed and customized from your Fundraise Up account. They can be adjusted both centrally from the Emails section of your Dashboard Settings, and on a per-campaign basis using the controls in each campaign's Emails tab.

Supporters giving via BECS will always receive the "Bank Mandate" email containing the details of their mandate, as an email containing this information is required by regulators. It also includes legal text (sourced from Stripe) below their agreement, outlining the donor's entitlements in regards to their BECS payment. The mandate details are added below the content configured in the Bank Mandate email settings tab.

The "Donation in progress" email is separate and can be turned off if desired. To configure and view this text, navigate to the Email Templates section of your Dashboard Settings and click Donation in progress in the left-hand menu.

Supporters will receive the receipt email only after their donation is marked as successful. This can only happen once Stripe confirms that the donation has passed the window during which payment failure notifications could still be sent.

For BECS payments, this process can take up to 3 business days to be fully processed.