iDEAL
Learn about iDEAL, a common payment method in Western Europe.
iDEAL is a Netherlands-based payment method that allows donors in The Netherlands, Belgium, Germany and Luxembourg to complete their donations using their online banking credentials.
iDEAL is the most popular online payment method in the Netherlands, with a share of online transactions close to 55%.
iDEAL redirects donors to their online banking service to authenticate their payment using two-factor authentication, with an immediate notification about the success or failure of a payment.
| Accepted currencies | EUR |
|---|---|
| Minimum donation amount | €2 |
| Refunds | Yes, within 180 days |
| Recurring giving | Yes, using SEPA Direct Debit |
| Works with | Checkout, Donor Portal |
Checkout flow
View a diagram of the Checkout flow for iDEAL here.
Country availability
iDEAL will be shown as a payment option in Checkout for donors visiting your website from the Netherlands, Germany, Belgium and Luxembourg.
Organizations using Fundraise Up in the following countries can accept donations using iDEAL.
| 🇦🇹 Austria | 🇯🇵 Japan |
| 🇦🇺 Australia | 🇱🇻 Latvia |
| 🇧🇪 Belgium | 🇱🇮 Liechtenstein |
| 🇧🇬 Bulgaria | 🇱🇹 Lithuania |
| 🇨🇦 Canada | 🇱🇺 Luxembourg |
| 🇭🇷 Croatia | 🇲🇹 Malta |
| 🇨🇾 Cyprus | 🇲🇽 Mexico |
| 🇨🇿 Czechia | 🇳🇱 Netherlands |
| 🇩🇰 Denmark | 🇳🇿 New Zealand |
| 🇪🇪 Estonia | 🇵🇱 Poland |
| 🇫🇮 Finland | 🇵🇹 Portugal |
| 🇫🇷 France | 🇷🇴 Romania |
| 🇩🇪 Germany | 🇸🇬 Singapore |
| 🇬🇮 Gibraltar | 🇸🇰 Slovakia |
| 🇬🇷 Greece | 🇸🇮 Slovenia |
| 🇭🇰 Hong Kong | 🇪🇸 Spain |
| 🇭🇺 Hungary | 🇸🇪 Sweden |
| 🇮🇪 Ireland | 🇬🇧 United Kingdom |
| 🇮🇹 Italy | 🇺🇸 United States |
Enable iDEAL
You can add iDEAL and other payment methods from the Fundraise Up Dashboard without any changes to your installation code. Stripe determines the list of supported payment methods to show each customer by evaluating the currency, payment method restrictions, and other parameters.
Recurring giving
iDEAL is a single use payment method where donors are required to authenticate each donation. To enable the use of iDEAL for recurring giving, Fundraise Up charges your donor 0.01 EUR through iDEAL to collect their bank details. Once the donor has authenticated the charge, Fundraise Up refunds the charge and stores the donor’s IBAN in a SEPA Direct Debit payment method. iDEAL is used to process a recurring plan’s first installment, and then SEPA Direct Debit is used as the payment method for subsequent installments. This is why it is necessary to enable SEPA Direct Debit when adding iDEAL as a payment method.
Refunds
Donations made using iDEAL can be refunded up to 180 days after the original donation date.